Owning one’s own home is a dream most of us have. However, if you don’t plan out the purchase of your first home, it could turn out to be a liability rather than the dream that it is supposed to be. It becomes very important, therefore, to think about some points before finally committing to a purchase. For first-time homeowners in Redding, here are a few facts to consider before buying a house in the area.
Highly Affordable Homes- Grab the Opportunity!
After a wobbly turn in 2011, the real estate market in Redding has been going steadily up for the last three years. The average sales price hovers around the $200,000 mark. Those of you who are concerned about down payments and the like can get in touch with the City of Redding or with California Housing Finance Agency or CalHFA to find out about down payment assistance programs (DAP) or junior loans – mortgage loans for assistance with down payments.
Distressed or Non-Distressed Properties- Everything Cheaper at Redding
Should you buy a home or build a new one? With the former, you won’t have to go through the hassle of construction but with the latter you get exactly what you want. However, Redding gives wonderful options for both. The area has seen approximately 115 permits for new homes being issued every year since 2009. New projects are also on the rise. Looking for even cheaper rates? Then, you can opt for distressed properties which in Redding sell for about 32% less than non-distressed homes.
A Safe Place to Enjoy with Family
first time home buyer
Safety becomes a primary factor to consider when buying a house. We all want homes in safer neighborhoods, especially if family is involved. Redding is far safer compared to other areas of California and a first time home buyer can choose it for his dream home without any second thought.
Low Cost of Living
Of course, the basic factor is whether the cost of living is too high – in other words, can you afford to live in Redding? The average cost of living in Redding is $55000: a number that is 22% less than the average for the rest of California. No doubt, it makes it a lot more affordable than other areas.
Renowned Schools and Commute Distances
What better for one’s family if they get reputed schools for their kid’s education in nearby areas? The distance to other amenities like shopping complex, theatres and other attractions are also less which makes it a wise choice for the first time home buyers.
These are some of the primary factors you will need to consider when looking at buying a home in Redding. For a first-time homeowner, careful consideration of all factors will ensure that when he goes to buy a house in Redding, he is well-prepared and gets the best property without digging a hole in his pocket.
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